If you have a home loan with a variable-rate mortgage loan, that can be protected by buying out-of-the-money bond puts.

如果你有一个家贷款与可变利率抵押贷款，即可以得到保障所买出的-本清债券了。

youdao

For people buyinga house or a car, mortgage, lenders have offered fixed-rate and variable loansfor decades.

抵押借贷公司已经为购房、购车人提供固定和浮动利率贷款几十年了。

youdao

And even though variable mortgage rates are low (just 1.75%, according to the Bank of Canada), borrowers must meet the creditworthiness standards required for a five-year, fixed-rate mortgage.

尽管可变按揭利率的浮动很小(据加拿大央行规定，只有1.75%)，贷款者必须符合贷款资格标准才能获得五年固定利率按揭的资格。

youdao

All this would be similar to a homeowner forsaking a 4.5% fixed-rate 30-year mortgage for a variable-rate mortgage of nearly 5%.

FORBES: Fact and Comment

About half of mortgage borrowers have variable-rate loans and are therefore generally benefiting from the reduced cost of servicing their debt.

ECONOMIST: Britain's economy: Combating the recession | The

The same is true of the assumption that the mortgage repayment will rise (it could be a longer-term fixed rate for example), or by how much - we have used the Standard Variable Rate (SVR), but the borrower may be using a mortgage which charges a different interest margin.

BBC: NEWS